FREQUENTLY ASKED
QUESTIONS

Buying land through Dollar Land Store starts by choosing a property and reviewing the listing details, including price, location, maps, GPS coordinates, taxes, HOA/POA information, and buyer notes. At checkout, you will select either Easy Financing or Cash Purchase. After checkout, we prepare the appropriate purchase documents for electronic signature. Financed buyers receive a Standard Agreement of Sale, while cash buyers receive a Real Estate Purchase Agreement.

For a step-by-step overview of the purchase process, please visit our How to Buy page:

Learn More About How to Buy Land

No. Dollar Land Store properties are sold on a first-come, first-served basis and cannot be held or reserved without completing the purchase process. Because our land listings are available online to all buyers, a property may remain available until checkout is completed.

Buyers should complete their due diligence before purchasing. Once you are ready to move forward, you can begin the purchase by completing checkout on the property listing.

After you place your order, Dollar Land Store reviews the purchase details and prepares the required documents based on the purchase option selected at checkout.

If you choose Easy Financing, you will receive a Standard Agreement of Sale for electronic signature. After the agreement is signed, you will receive a separate invitation from ZimpleMoney to set up your account and manage monthly payments. If you choose Cash Purchase, you will receive aReal Estate Purchase Agreement and instructions for completing the remaining payment process.

Yes. Dollar Land Store offersowner-financed land on many properties, making it easier to purchase rural land without using a traditional bank loan. Owner financing allows qualified buyers to secure land with a low down payment and affordable monthly payments.

This option is ideal for buyers looking for vacant land, recreational land, off-grid land, investment land, or future-use property without the delays and requirements of conventional financing.

For more details about Dollar Land Store's owner financing, visit our Financing page.

No. Dollar Land Store does not require a credit check for owner-financed land purchases. Our no credit check land financing gives more buyers the opportunity to purchase land directly through Dollar Land Store without applying through a traditional lender.

Buyers are still responsible for completing the required documents, making payments on time, and following the terms of the Standard Agreement of Sale.

Payments are due on the 1st of each month and include a 14-day grace period. If payment is not received by the end of the grace period, a late fee may be applied.

Additional reminders or delinquency notices may be sent if the account remains unpaid. Late fees, interest, and other amounts may continue to accrue until the account is brought current. Accounts that become 90 days delinquent may be subject to cancellation and forfeiture of prior payments according to the Standard Agreement of Sale.

Yes. Buyers may pay off their land early with no prepayment penalty. Paying off early may reduce the total interest paid over the life of the agreement.

Once the property is paid in full and all required payoff items are complete, Dollar Land Store will prepare the deed packet for transfer.

ZimpleMoney is the online loan servicing platform used by Dollar Land Store to manage monthly payments for owner-financed land purchases. After your Standard Agreement of Sale is signed, you will receive a separate ZimpleMoney invitation email with instructions to set up your account.

Through ZimpleMoney, financed buyers can view their payment schedule, submit monthly payments, and manage their land payment account.

Payments are due on the 1st of each month and include a 14-day grace period. If payment is not received by the end of the grace period, a late fee may be applied.

If you are purchasing land with Easy Financing, yes. Financed buyers must set up a ZimpleMoney account after signing the Standard Agreement of Sale. ZimpleMoney is used to manage monthly payments during the financing period.

Cash buyers do not need to create a ZimpleMoney account and will receive separate instructions for completing their purchase.

You will receive your ZimpleMoney invitation after your Standard Agreement of Sale has been completed and signed. The invitation is sent separately from your purchase documents and will include instructions for creating your account and accessing your payment schedule.

If you do not see the invitation, check your spam, junk, or promotions folder. Buyers should use the original ZimpleMoney invitation link to connect to the correct account.

To set up your ZimpleMoney account, open the invitation email sent after your Standard Agreement of Sale is signed and follow the instructions to create your account. Once your account is active, you should be able to view your financed land account, payment schedule, and available payment options.

For the best experience, use a current browser such as Chrome or Safari and make sure your account is created through the original invitation email.

Yes. Buyers may be able to make manual monthly payments through their ZimpleMoney account. Manual payments must be submitted on time and completed successfully by the required due date. Buyers are responsible for confirming that each payment has been submitted, processed, and applied to the correct account.

 Automatic payments may be available through ZimpleMoney if you choose to enable them. Autopay can help buyers stay current on monthly land payments, but buyers remain responsible for making sure payments are completed on time. If a payment is rejected, returned, or does not process successfully, the buyer is still responsible for any missed payment, late fee, or account action under the Standard Agreement of Sale.

ZimpleMoney may allow payment by ACH, debit card, or credit card, depending on the options available on your account. Available payment methods may vary based on account status, payment history, and ZimpleMoney processing options.

If a payment method is rejected or returned multiple times, certain payment options may be restricted.

ACH payment access may be disabled after multiple unsuccessful, rejected, or returned payment attempts. If ACH is disabled, you may be required to use another available payment method, such as debit card or credit card, to keep your account current.

Buyers are responsible for ensuring payments are submitted with valid payment information and sufficient funds.

If a ZimpleMoney payment is rejected, returned, or fails to process, the payment is not considered completed. Returned payments may result in fees, late charges, account restrictions, delinquency notices, or other action according to the Standard Agreement of Sale.

Buyers should correct the payment issue immediately and submit a valid payment through an available payment method.

If you are having trouble accessing your ZimpleMoney account, locating your payment schedule, or connecting to your Dollar Land Store account, contact Dollar Land Store in writing with your name, account number, property number, and a description of the issue.

For technical issues inside the ZimpleMoney platform, you may also need to follow ZimpleMoney’s account support instructions.

Before purchasing land, buyers should complete their own due diligence and verify that the property fits their intended use. This may include confirming zoning, legal access, road access, utilities, water or well feasibility, septic requirements, property taxes, HOA/POA obligations, camping rules, building requirements, setbacks, flood zone status, terrain, and county restrictions.

Dollar Land Store provides available property information to help buyers evaluate each listing, but buyers are responsible for confirming all property details with the appropriate county, HOA/POA, utility provider, or governing authority before purchasing.

Most listings include actual property photos, while some may include general area photos, satellite images, maps, drone images, or similar visual references. When actual property photos are available, the listing will generally state that.

Buyers should review the full listing carefully, including maps, GPS coordinates, property notes, and disclosures. When possible, buyers are encouraged to inspect the property or have the property inspected before purchasing.

Dollar Land Store is not a traditional real estate brokerage and does not provide in-person property showings. Many of our properties are rural vacant land parcels that buyers may inspect independently using the maps, GPS coordinates, and location information provided in the listing.

Buyers should use appropriate caution when visiting rural land and should verify access routes before traveling to the property.

Most Dollar Land Store listings include maps, GPS coordinates, and/or location references to help buyers locate the property. Because many rural land parcels are in remote areas with limited road signs or limited cell service, buyers should download offline maps before visiting.

Buyers are responsible for confirming access, route conditions, and property boundaries before purchase.

Unless the listing clearly states otherwise, most rural vacant land properties should be considered off-grid and may not have utilities installed. Utility availability can vary by county, location, road access, distance to existing service lines, and provider requirements.

Buyers should verify electric, water, sewer, septic, well, gas, and internet availability directly with the appropriate utility providers or county offices before purchasing.

Most Dollar Land Store properties are vacant land parcels and may not have a recent survey unless explicitely stated. Maps, GPS coordinates, parcel data, and county information are provided for reference, but they are not a substitute for a professional survey.

Buyers who need exact property boundaries should obtain a survey at their own expense.

No. Buyers using owner financing may not live on the property while the property is being financed. The deed does not transfer until the property is paid in full and all required payoff items are complete.

Buyers should not treat the property as a residence during the financing period. All intended uses should be verified with the county before purchase.

No. Buyers may not pull building permits, begin permitted improvements, or construct permanent improvements while the property is still being financed. The deed transfers after the property is paid in full.

Building rules, permitting requirements, setbacks, utilities, septic, water, and occupancy requirements should be verified directly with the county or appropriate governing authority.

Dollar Land Store typically does not allow camping on properties. Camping rules vary by county, zoning, subdivision, and HOA/POA restrictions. Some areas may allow short-term recreational camping, while others may limit or prohibit camping without permits, utilities, septic, or other improvements.

Buyers must verify all camping rules, time limits, permit requirements, and local restrictions directly with the county before purchasing or using the property.

Rules may vary depending on county and subdivision. However, Dollar Land Store does not allow long-term residence on any property under a contract (i.e. no more than 30 days per calendar year). 

Some areas may allow temporary RV use, while others may restrict RV parking, long-term occupancy, mobile homes, or manufactured housing.

Buyers should verify all intended uses directly with the county, zoning department, and any applicable HOA/POA before purchasing.

Buildability depends on many property-specific factors, including zoning, legal access, road access, utilities, water availability, septic feasibility, slope, setbacks, parcel size, flood zone status, soil conditions, and county building requirements.

Dollar Land Store does not guarantee that a property is buildable unless specifically stated in writing. Buyers are responsible for verifying buildability and intended use directly with the county or appropriate governing authority before purchasing.

Dollar Land Store intends to convey properties free and clear at the time of deed transfer. Buyers may request title insurance or escrow at their own expense when available.

As with any real estate purchase, buyers are encouraged to complete their own due diligence and verify property tax, lien, title, and county records before purchasing.

During the owner-financing period, Dollar Land Store generally pays the annual property taxes when they come due. The buyer is responsible for their prorated share of property taxes, which may be collected as part of the monthly payment.

Any estimated monthly tax amount will be disclosed in the payment breakdown before the agreement is signed. If the property has HOA or POA fees, those may also be included or billed as required. All tax and HOA/POA responsibilities are governed by the Standard Agreement of Sale.

The deed is prepared after the property is paid in full and all required payoff items are complete, including any applicable deed preparation fee, outstanding taxes, fees, or account balances.

After payoff is complete, Dollar Land Store prepares the deed packet so ownership can be transferred according to the applicable county recording process.

Dollar Land Store prepares the deed packet after payoff. Unless otherwise stated, the buyer is responsible for recording the deed with the appropriate county recorder’s office and paying any county recording fees.

Recording requirements vary by county, so buyers should follow the instructions included with the deed packet and contact the county recorder if they have questions about recording.

Most Dollar Land Store transactions are handled as for-sale-by-owner deed transfers, not through a title company. Dollar Land Store prepares the required deed transfer documents after the property is paid in full.

Buyers may request escrow or title insurance at their own expense when available.

Down payments, document fees, shipping fees, monthly payments, and other amounts paid are generally non-refundable, including if a buyer cancels, fails to complete required documents, misses required deadlines, defaults, or chooses not to continue with the purchase after checkout.

Buyers should complete their due diligence before purchasing and review all purchase terms carefully.

Buyers may request cancellation, but amounts already paid are generally non-refundable according to the purchase documents and website policies. If a financed buyer no longer wishes to continue, Dollar Land Store may require a termination agreement or other written documentation to formally close the account.

Cancellation does not guarantee a refund, release, or waiver of any amounts owed unless confirmed in writing by Dollar Land Store.

Contract transfers or assignments before payoff may be considered only with written approval from Dollar Land Store. The typical process requires the current buyer to complete a termination or transfer agreement.

The proposed new buyer must begin a new purchase process, pay the required down payment and document fees, and enter into a new agreement based on the remaining payoff balance or approved account terms. The original buyer is not released unless and until the required transfer documents are completed and approved.